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This policy covers valuable moveable items like laptops, mobiles, jewellery, etc.
Loss or damage to the insured asset unless specifically excluded
The maximum amount that can be claimed in an event that triggers the need to claim is restricted to the Sum Insured.
Maximum liability for single items will be 10% of sum insured unless specifically stated
Damage during repair, renovation or any other process like bleaching, dyeing, heating, drying etc
Damage happening because of negligence.
Loss or damage to the property as a result of the orders of any public authority.
Loss or damage caused by wear and tear or , due to pests.
Loss happening as a result or war or war like situation.
Loss or damage happening outside the geographical area mentioned in the Policy.
* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.
Call us on our Toll-free Helpline number 1800-22-403/1800-200-403
A surveyor will be assigned who will assess the losses.
After successful verification, the claim amount will be disbursed.
I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.
My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!
I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.
I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.
All Risk Policy offers very comprehensive protection to the Insured Interest against any perils including any accident or misfortune not expressly excluded.
List of interests to be covered by us will generally comprise of items such as (* this however is indicative and not exhaustive)
Camera
Laptops
Mobile
Other portable devices
Gold Coins etc
Damage due to moths, vermin, mildew or inherent defect, wear and tear, gradually operating cause.
Damage during any process like bleaching, dyeing, heating, drying etc
Over winding denting or internal damage of watches or clocks.
Mechanical or Electrical derangement/ breakdown of any article unless caused by accidental external means.
Fire arms by rusting, bursting.
Damage due to cracking or scratching of interests such as but not limited to household goods, foodstuff, domestic appliances, crockery, glass etc..
Loss due to theft from any unattended vehicle.
Loss due to theft in connivance with you or your family
Damage to interests with difference in intrinsic and commercial value, viz. money, securities, manuscripts, deeds, bonds, bills of exchange, promissory notes, stocks or share certificates, stamps and travellers cheques and the like unless specifically declared and agreed to be insured.
Any living creature.
Loss directly or indirectly occasioned by or happening through or in consequence of war, Invasion act of foreign enemy, hostilities (whether war be declared or not), Civil war, rebellion, revolution, insurrection, Military or usurped power, Confiscation, nationalisation, or any such action
Loss or damage due to any action from Public Authority.
Nuclear and nuclear group of perils.
Consequential loss of any nature
Single Article Limit: Unless specially and separately stated, the Co’s liability in respect of each article or pair of articles shall not exceed 25% of the Total Sum Insured under this policy.
Waiver Of Improvement, Betterment Or Technological Upgrade Charges
Escalation Clause
Parts Undamaged/ Destruction Of Sound Property
Depreciation Waiver
Professional Fees
Claim Investigation & Preparation Clause
In the unfortunate event of any claim under the policy, please intimate IMMEDIATELY to our Call Centre at Toll Free Numbers: 1800 200 4030 or Email at contactclaims@universalsompo.com. Please note that no delay should be allowed to occur in notifying a claim on the policy as the same may prejudice liability
The documents can be scanned and sent across to enable us to start with the claim process. Once we receive the originals the process would be complete
The documents have to be dispatched to the below address:
Universal Sompo General Insurance Co.Ltd. Airoli Office-Unit No.601 & 602,A wing, 6th floor, Reliable Tech Park, Cloud City Campus, Gut no 31, Mouje Elthan, Thane Belapur Road, Airoli, Navi Mumbai – 400708
Note: Please note that above is the gist. Please read the policy wordings in detail
Contact Details:
Name of the company: Universal Sompo General Insurance Company Limited
Registered & Corporate Office: Office No. 103, 1st Floor, Ackruti Star, MIDC Central Road, Andheri (East), Mumbai 400093, Maharashtra. Tel: 02241659800/ 900
Website: www.universalsompo.com
E-mail: contactus@universalsompo.com
Customer Service: Toll Free Numbers: 1800 22 4030 / 1800 200 4030
Insurance is the subject matter of solicitation. IRDAI Registration Number - 134. CIN # U66010MH2007PLC166770.
Developed & Maintained by Universal Sompo General Insurance Co.Ltd