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Why you should buy
Healthcare Insurance from us

Tailor-made Plans

Tailor-made Plans

Affordable Premium

Affordable Premium

Flexible Sum Insured

Flexible Sum Insured

Wide Hospital Network

Wide Hospital Network

Cover Highlights For You And Your Loved Ones

Cover Highlights

  • Domiciliary
    Treatment

  • 100% Auto restoration
    of sum insured

  • No Sublimit
    on Room Rent

  • Wellness Services with rewards

The Right Plan For A Healthier You

  • Inpatient Hospitalization
  • Pre-Hospitalization
  • Post-Hospitalization
  • Day Care Procedures
  • AYUSH Treatment
  • Domiciliary Treatment
  • Second Opinion
  • Ambulance Cover
  • Auto Restore Benefits
  • OPD Expenses
  • Global Cover
  • Psychiatric illness
  • Organ Donar
  • Assistance Services
  • Wellness Services and Rewards
  • Silver(5 Lakh to 1 Crore)
  • Up to Sum Insured
  • 60 days
  • 120 days
  • 547 days
  • Up to Sum Insured
  • Up to Sum Insured
  • covered Up to Rs. 2500
  • covered Up to Rs. 2500
  • Up to Sum Insured
  • Not covered
  • Not covered
  • 25% of Base Sum Insured
    max up to 5 Lakhs
  • Up to Sum Insured
  • Gold(5 Lakh to 1 Crore)
  • Up to Sum Insured
  • 60 days
  • 180 days
  • 547 days
  • Up to Sum Insured
  • Up to Sum Insured
  • covered Up to Rs. 5000
  • covered Up to Rs. 5000
  • Up to Sum Insured
  • Not covered
  • Not covered
  • 25% of Base Sum Insured
    max up to 5 Lakhs
  • Up to Sum Insured
  • Diamond(5 Lakh to 1 Crore)
  • Up to Sum Insured
  • 90 days
  • 180 days
  • 547 days
  • Up to Sum Insured
  • Up to Sum Insured
  • covered Up to Rs. 10,000
  • covered Up to Rs. 10,000
  • Up to Sum Insured
  • 10% of Base Sum Insured
    max to Rs. 20,000
  • Up to Sum Insured
  • 25% of Base Sum Insured
    max up to 5 Lakhs
  • Up to Sum Insured
  • Silver(5 Lakh to 1 Crore)
    Gold(5 Lakh to 1 Crore)
    Diamond(5 Lakh to 1 Crore)
  • In-Patient Hospitalization

  • Up to Sum InsuredUp to Sum InsuredUp to Sum Insured
  • Pre Hospitalization

  • 60 Days60 Days90 Days
  • Post Hospitalization

  • 120 Days180 Days180 Days
  • Day care procedures

  • 547 Days547 Days547 Days
  • AYUSH Tretment

  • Upto Sum insuredUpto Sum insuredUpto Sum insured
  • Domiciliary Tretment

  • Upto Sum insuredUpto Sum insuredUpto Sum insured
  • Second Opinion

  • covered Up to
    Rs. 2500
    covered Up to
    Rs. 5000
    covered Up to
    Rs. 10,000
  • Ambulance Cover

  • covered Up to
    Rs. 2500
    covered Up to
    Rs. 5000
    covered Up to
    Rs. 10,000
  • Auto Restore Benifit

  • Upto Sum insuredUpto Sum insuredUpto Sum insured
  • OPD Expenses

  • No covered No covered 10% of Base Sum Insured
    max to Rs. 20,000
  • Global Cover

  • No covered No coveredUpto Sum insured
  • Psychiatric illness

  • 25% of Base Sum Insured
    max up to 5Lakhs
    25% of Base Sum Insured
    max up to 5Lakhs
    25% of Base Sum Insured
    max up to 5Lakhs
  • Organ Donar

  • Upto Sum insuredUpto Sum insuredUpto Sum insured
  • Assistance Services

  • Wellness Services and Rewards

Want to know More?

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Know What Our A Plus
Health Insurance

Offers You

Inpatient Treatment
Inpatient Treatment

Covers expenses incurred for hospitalization more than 24 hours due to disease/illness/Injury during the policy period. Show MoreShow Less

AYUSH Treatment
AYUSH Treatment

Medical Expenses incurred in any AYUSH Hospital for Inpatient Care under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines are covered. Show MoreShow Less

Organ Dono
Organ Donor

Covers any expenses for the Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated and in compliance with The Transplantation of Human Organs (Amendment) Bill, 2011 up to the Sum insured. Show MoreShow Less

Adventurous
                            Sports
Adventurous Sports

Death or injury due to participation as a professional in hazardous or adventure sports, including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving. Show MoreShow Less

Explosives
Explosives

The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof Nuclear, chemical and biological terrorism Show MoreShow Less

Breach of law
Breach of law

Death or injury arising or resulting from the Insured Person committing any breach of law with criminal intent.

Want to know More?

Get all your policy related details on your fingertips.

Get Claim in 3 Easy Steps

Claim Initiation
1Initiation

Set the ball rolling by requesting for cashless approval through a network hospital. Post which we evaluate and approve/reject the request.

claim Hospitalisation
2 Hospitalisation

After approval, go ahead with the hospitalization.

Claim Settlement
3Claim Settlement

The claim gets settled directly with the hospital upon discharge.

step 1
1Initiation

Settle the bill with the hospital and share the original documents and invoices with us.

step 1
2Verification

We authenticate the documents.

step 1
3Claim Settlement

The approved amount gets deposited in your bank account.

Find Hospitals Associated With
Universal Sompo Near You

Looking For Nearest Cashless Hospitals?
List of Hospitals Associated with Universal Sompo near you

Cashless Hospitals Near You

View All

Our Customers Are Our Family
Look At What They Have To Say!

  • I am writing to appreciate the quality of service offered to me by Universal Sompo. I had submitted a claim after my husband’s demise and Universal Sompo settled it within one month. The paper work was quite simple and so was the entire claim process. Really grateful and thankful to the team.

    P. Usha

    Tamil Nadu
  • I chose Universal Sompo as my health insurance partner, and I can gladly say that I made the right choice. Their customer service team is proactive, customer-centric, digitally-enabled and provides best services. I strongly recommend Universal Sompo to anyone who is looking for a reliable health insurance provider.

    Rajat Pardal

    Delhi
  • I lost my father in a tragic accident. He had a Personal Accident Policy with Universal Sompo. So, I reached out to the claims team that very patiently guided me through the claim procedure. My claim got settled in January 2021, for which I am extremely grateful.

    Chetan Praksah

    New Delhi
  • I recently tested positive for COVID-19 and had to be hospitalized. After I got discharged, an officer came to my home, collected my bills, and forwarded them for approval. I got my claim amount sanctioned within a week. Hard to believe, right? But it happened.

    Pius Devote

    Chennai
  • I am a resident of Jodhpur city, currently preparing for SSC exams. Recently, I and my elder brother got infected with COVID-19, but fortunately, each one of us had Corona Rakshak Policy from Universal Sompo. It saved us from any major inconvenience as far as the financial front is concerned.

    Raghuveer Choudhary

    Jodhpur
  • I lost my wife to COVID-19. For me, nothing can compensate for her loss. But it is at such times that you know who your real well-wishers are. And for me, Universal Sompo is one of them. Really grateful to all that you did for me.

    Nikhil Karande

    Pune

Frequently Asked Questions

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