BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS AND FRAUDULENT OFFERS, IRDAI or its officials do not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. | In light of the cyclone, landslides & flood, we pray for your safety and the well-being of your loved ones. For any claims related assistance please contact our Nodal Officer, Click here for the Claim Assistance, Click here for the Claim Notification
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    Process

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    Presence

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What is Bharat Sookshma
Udyam Suraksha

The Bharat Sookshma Udyam Suraksha Policy provides insurance to your business and the property concering your busines. In cases of unfortunate events where you suffer Physical loss damage or destruction of the building or structure, based on your confirmation that this information is true and correct, we promise to provide you insurance as stated.

Know What Our Bharat Sookshma
Udyam Suraksha Offers You

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Fire

Fire, including due to its own fermentation, or natural heating or spontaneous combustion.

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Convulsion of Nature

Earthquake, volcanic eruption,Storm, Cyclone, Typhoon, Tempest,Hurricane, Tornado, Tsunami, Flood and Inundation

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Damage due to physical object

mpact damage of any kind, i.e.,damage caused by impact of, or collision caused by any external physical object (e.g. vehicle, animal,falling trees, aircraft, wall etc.) Show MoreShow Less

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Theft

Theft within 7 (seven) days from the occurrence of and proximately caused by any of the above Insured Events

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Water Leakage

Bursting or overflowing of water tanks, apparatus and pipes, leakage from automatic sprinkler installations.

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Peace disrupting Acts

Riot, Strikes, Malicious Damages, Acts of terrorism, Missile testing operations

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Workmen's Compensation

Business appliances/ apparatus such as Air Conditioners, Freezers etc against unforeseen and sudden physical damage caused by or solely due to mechanical. Show MoreShow Less

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Business Interruption

Business appliances/ apparatus such as Air Conditioners, Freezers etc against unforeseen and sudden physical damage caused by or solely due to mechanical. Show MoreShow Less

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Damge to Machinery

Caused to boilers, economizers or other vessels, machinery or apparatus in which steam is generated, or their contents, resulting from their own explosion or implosion, or caused by centrifugal forces. Show MoreShow Less

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Destruction by order
of the government

Temporary or permanent dispossession, confiscation, commandeering, requisition or destruction by order of the government or any lawful authority Show MoreShow Less

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Defect in design
or construction

normal cracking, settlement or bedding down of new structures, the settlement or movement of made up ground, coastal or river erosion,defective design or workmanship or use of defective materials, or demolition, construction, structural alterations or repair ofany property, or groundworks or excavations. Show MoreShow Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-4030/1800-200-4030

step 1
2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

step 1
3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

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Our Customers Are Our Family
Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat

  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi

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