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What is Employees Compensation
Insurance Policy

This Policy makes sure that the employees of an organization are financially well taken care of in case of an accident happening while taking care of their official duties. 

Know What Our Employees Compensation
Insurance Policy
Offers You

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Personal Injury

The employees get financial compensation if they get injured while doing their duty.

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Legal Liability

Indemnity against the Employers legal liability to his Employees.If personal injury is caused to Employees by accidents arising out of and in the course of their employment. Show MoreShow Less

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Occupational Diseases

By paying an additional premium, an employer can extend the scope of this plan to cover occupational diseases that an employee may suffer from during his/her tenure. Show MoreShow Less

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Medical Expenses

On payment of additional premium, surgical and hospital expenses can also be brought into the ambit of this policy.

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War Injury

Injuries caused because of any act of war are not covered in this policy. invasion, act of foreign enemy, hostilities

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Non-Duty Accident

Accident occurring whilst the employee is not on duty.

Occupational Diseases
Occupational Diseases

These are covered only when an extra premium has been paid to include it within the scope of the policy.

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Self-Injury

Injury happening as a result of a deliberate attempt from an employee to harm himself.

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Intimation

Fill up the pre-auth form at the network hospital for cashless approval

step 1
2Submit Documents

Submit the claim form along with the required documents

step 1
3Claim Settlement

At the time of discharge, we settle the claim directly with hospital

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Our Customers Are Our Family
Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat
  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi

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