Indian Bank Health Care Plus
Come Experience Premium Healthcare Because Your Health Matters
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Know Why You Should Get Indian Bank Health Care Plus
50,000
Plans starting from a low rate of Rs 130/m
5,600+
Network hospital under Indian bank Health care plus
97%
Easy claim
settlement
Easy Claim
Settlement Ratio
24/7
Assistance available anywhere anytime
Assistance Available Anywhere Anytime
What is Indian Bank Health Care Plus
The Indian Bank Health Care Plus Policy is a complete Health Insurance Plan that covers you, your spouse and two dependent children and dependant parents and unlike any other regular policy, wherein a family has to take individual policies for each member, this unique family floater gives you the flexibility of taking one policy that covers the entire family under a single sum insured. The Policy takes care of the hospitalization expenses, subject to maximum Sum Insured, in respect of the following eventualities: a. Sudden illness b. An accident c. Any surgery that is required in respect of any disease.
Cover Highlights For You And Your Loved Ones
Pre-Post
Hospitalization
Maternity
Expenses
Ambulance
Charges
Personal Accident
CoverHospital Cash to
Parents
Know What Our Indian Bank Health Care Plus Offers You
Pre & Post Hospitalisation
Expenses
Expenses
Medical expenses incurred during period up to 30 days prior and 60 days post hospitalization on disease/illness/injury sustained which forms part of illness for which there is valid claim under the Policy will be considered as part of the claim subject to availability of Sum Insured. Show More Show Less
Maternity Expenses
This Benefit is admissible only if the expenses are incurred in a Hospital/ Nursing Home as an in-patient in India, arising from or traceable to pregnancy, childbirth including normal caesarean. A waiting period of 9 months is applicable for payment of any claim Show More Show Less
Third Party Administrator (TPA)
Third Party Administrator who is duly licensed by the Insurance Regulatory and Development Authority, and is engaged for the provision of cashless Health Services at the hospitals on their network. The details of the engaged TPA, Network Providers and Diagnostic centres can be found at our website www.universalsompo.com Show More Show Less
Personal Accident Death Cover
On payment of additional Premium, Policy can be extended to cover the Account holder, spouse and two dependant children against Death due to Accident. This Cover is not available for Parents of account holders.Accident anywhere in the world is covered. However, claim settlement will be only in Indian currency Show More Show Less
Cost of Health check up
The insured shall be entitled for reimbursement of cost of health check-up once at the end of block of every Three Policy years (under this scheme) provided there are no claims reported during the block. The cost so reimbursable shall not exceed 1% of the amount of average Sum Insured during the block of Three Claim Free years. Show More Show Less
Pre & Post-Natal Expenses
Pre and post-natal expenses excluded unless incurred as inpatient in a hospital.
Pre existing diseases
Pre existing diseases will not be covered upto 48 months.
Voluntary termination of
pregnancy
pregnancy
Voluntary medical termination of pregnancy during first 12 weeks from the date of conception.
Dental Treatment
Dental treatment or surgery of any kind unless requiring hospitalization.
Domiciliary Hospitalization
Any expenses under Domiciliary Hospitalization.
Want to know More?
Get all your policy related details on your fingertips.
Prospectus Get Claim in 3 Easy Steps
1Initiation
Set the ball rolling by requesting for cashless approval through a network hospital. Post which we evaluate and approve/reject the request.
2 Hospitalisation
After approval, go ahead with the hospitalization.
3Claim Settlement
The claim gets settled directly with the hospital upon discharge.
1Initiation
Settle the bill with the hospital and share the original documents and invoices with us.
2Verification
We authenticate the documents.
3Claim Settlement
The approved amount gets deposited in your bank account.
