Two Wheeler Insurance

The transfer of the two-wheeler policy to its new owner is possible by providing the transfer application, sale documents and ownership transfer documents to the insurance company within a period of 14 days (about 2 weeks) from the date of the sale.

Key documents consist of the insurance policy, claim form, RC copy, FIR if relevant, repair invoice, and photography of the damaged vehicle. Other documents may be necessary depending on the type of claim.

Comprehensive covers both the own damage and third-party liability without any restriction. However, third-party liability covers damage or injury to a third party.

You can call or message the roadside assistance number through the company’s mobile application or service helpline. The service may include towing of the vehicle, delivery of fuel, or fixing flat tires.

A written request can be sent to the insurer for alterations or can be made through the insurance company's online portal. Some other amendments, like address change or nominee change, do require documentation.

To cancel an insurance policy, you need to write an application to the insurer, provide the policy document, and provide proof that you have purchased another insurance or sold the vehicle. Policy terms will apply for refunds.

No, two-wheeler insurance policies are restricted to India only. Outside of India, you will be required to purchase different coverage.

Factors such as vehicle type, vehicle age, engine capacity, place of residence, driver age, NCB, and add-ons influence the Premiums.

You can add or remove add-ons from your insurance by contacting the insurer or visiting their online portal. Submit a request for the service you desire and pay any additional amount if needed for additional coverage.

Submit details of your claim and the documents for the car insurance, report the damage to the police and obtain an FIR. The insurer will analyze the circumstances, communicate with parties that need to be contacted, and settle the claim accordingly.