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What is Machinery
Breakdown Policy

Universal Sompo's Machinery Breakdown Policy covers Mechanical and Electrical Machinery and/or equipments owned by you or for which you are responsible or Held in trust and/or commission at the insured premises

Know What Our Machinery
Breakdown Policy Offers You

Fire Allied perils - Building Contents
Protects Machines from accident & damage

The policy covers unforeseen and sudden physical damage to any mechanical and electrical machinery and/or equipment by any cause necessitating repairs and/or replacement. Coverage include: (A) Faulty design, Faults at workshop or in erection, Defects in casting. (B) Faulty operation, lack of skill, Negligence. (C) Tearing apart on account of centrifugal force. (D) Short circuit and other electrical causes. Show MoreShow Less

life-policy
Direct or indirect consequences of fire

Directly or indirectly of fire including extinguishments of a fire Loss, damage and/or liability caused by or arising from or in consequence, directly or indirectly of fire including extinguishments of a fire or clearance of debris and dismantling necessitated thereby smoke, soot, aggressive substance, lightning explosion of any kind. Show MoreShow Less

medical-policy
War, invasion, Act of foreign enemy

War, invasion, Act of foreign enemy, Hostilities or war like operations Civil war, rebellion, revolution, Insurrection, Mutiny, Riot, Strike Commandeering by a group of malicious persons or persons acting on behalf of or in connection with any political Organisation, Requisition Show MoreShow Less

Fire Allied perils - Building Contents
Flaws, defects, cracks or partial fractures

Gradually developing flaws, defects, cracks or partial fractures in any part not necessitating immediate stoppage, although at some future time repair or renewal of the parts affected may be necessary. Show MoreShow Less

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Loss, damage and/or liability due to faults or defects

Loss, damage and/or liability due to faults or defects existing in at the time of commencement of this insurance and known to the Insured or his responsible representatives but not disclosed to the Company Show MoreShow Less

cashless-policy
Loss of plant or property

Loss of use of the Insured’s plant or property or any other consequential loss incurred by the Insured.

renew-policy
Loss or damage due to explosion

Loss, damage and /or liability due to explosion in chemical recovery, Boilers, other than pressure explosion for eg. Smelt, chemical, ignition, Explosion etc. Show MoreShow Less

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Claim Intimation

Call us on our Toll-free Helpline number 1800-22-4030/1800-200-4030

step 1
2Surveyor Appointment

A surveyor will be assigned who will assess the losses.

step 1
3Claim assessment and settlement

After successful verification, the claim amount will be disbursed.

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Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat

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    Delhi

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