BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS AND FRAUDULENT OFFERS, IRDAI or its officials do not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. | In light of the cyclone, landslides & flood, we pray for your safety and the well-being of your loved ones. For any claims related assistance please contact our Nodal Officer, Click here for the Claim Assistance, Click here for the Claim Notification
Need Help with Public Liability (Act) Insurance Policy?

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Why Universal Sompo

  • Quick Claim
    Process

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    Presence

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What is Public Liability
(Act) Insurance Policy

This policy broadly covers the statutory liability of an owner on the no-fault principle in the event of injury or death of a person or damage to property while handling any hazardous substance.

Know What Our Public Liability
(Act) Insurance Policy
Offers You

Fire Allied perils - Building Contents
Owner’s Statutory
Liability

Injury or death of a person, or damage to property in the process of handling of a hazardous substance.

life-policy
Intentional Acts

Wilful violation or non-compliance of the laid-out terms.

medical-policy
Penalties

Fines, monetary damages, etc. are excluded from this policy.

Fire Allied perils - Building Contents
Damage To Property

Properties owned, leased or hired or under hire purchase or on loan to the Insured or otherwise in the Insured’s control, care or custody. Show MoreShow Less

protection-policy
Civil War

Direct or indirect consequence of war, invasion, rebellion, etc.

cashless-policy
Nuclear Activity

Loss or damage happening because of any nuclear activity.

* The details furnished here do not constitute entire terms & conditions. For More details refer policy documents.

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Get Claim in 3 Easy Steps

step 1
1Intimation

Fill up the pre-auth form at the network hospital for cashless approval

step 1
2Submit Documents

Submit the claim form along with the required documents

step 1
3Claim Settlement

At the time of discharge, we settle the claim directly with hospital

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Our Customers Are Our Family
Look At What They Have To Say!

  • I own a jewellery shop in Lucknow. Unfortunately, a few days back a theft incident happened at my shop. I was left devastated by thankfully I had Shopkeeper Insurance Policy from Universal Sompo.

    Pavan Kumar Soni

  • My hospital got damaged in the Kolhapur floods. But the quick settlement offered by the Universal Sompo team made me a little optimistic about things. It was a ray of hope I needed. You are the best!

    Dr. Sachin M Zadbuke

  • I am a dairy owner from Khera district in Gujarat and I have cattle insurance policy from universal Sompo. Recently, my cattle died because of some disease. On intimation of claim, the team from Ahmedabad helped and supported me in the whole claim procedure.

    Kalpesh Parmar

    Gujrat
  • I want to say that I am really impressed with the services of Universal Sompo. The speed with which they settled my claim is commendable. I found the team efficient, realiable, & full of professionalism.

    Avdhesh Mourya

    Delhi

Frequently Asked Questions